MyTrendingStories brings tricks about protecting yourself from online scam? The big picture: Welcome to “smishing,” which stands for “SMS phishing,” the text-message version of the lucrative email scam. In this ploy, scammers take advantage of the smart-phone revolution—hoping that a text message to your cell will make it less likely you’ll investigate the source, as you might do while sitting at your desk. Since many banks and businesses do offer text-message notifications, the scam has the air of legitimacy. Shirena Parker, a 20-year-old newlywed in Sacramento, California, was thrilled when she got a text message announcing she’d won a $250 Wal-Mart gift card. When she called the number, a representative explained there would be a $2 shipping charge (later upped to $4 by another “representative”). Parker gave the scammer her debit card number and started getting round-the-clock calls from him, asking for the phone numbers and emails of friends and family. “It was turning into harassment,” she says. After two days, she contacted the Better Business Bureau, which told her that Wal-Mart was not giving away gift cards. Hearing that, Parker’s husband canceled their debit card before the con could empty the account but not before he had helped himself to the $4 “shipping” charge. “I don’t know how they got my name and phone number,” says Parker. “But I learned my lesson.” Scammers can even reach you by mail–beware of this new trick that targets pregnant women.
Trending news with MyTrendingStories writing platform: Do not pay money—for anything. Legitimate employers don’t charge to hire you. Don’t pay for kits, software, training, or any other tools or procedures. Don’t send money for work-at-home directories, advice on getting hired, company information, or for anything else related to a job. References work both ways. You are as entitled to check a company’s references as they are to check you out. Ask for references if you’re not sure if the company is legitimate. Request a list of other employees or contractors. Then, contact the references to ask how this is working out. If the company isn’t willing to provide references (names, email addresses, and phone numbers), do not consider the opportunity.
Mytrendingstories anti-scam advice: The first time, he was going to send the email to his web person in case a photo had been innocently misused. But first he had the idea to Google “professional photographer email scam.” Millions of Google results confirmed that it was, in fact, a scam. Reassured and relieved, he deleted the scam email and didn’t even bother to reach out to his web person. When a very similar email arrived a few months later and then again the other day, he knew what it was and just hit “delete.” Recently a couple in Hingham lost $17,000 to a scammer claiming to be the chief of police. They believed the call was genuine because the police department’s main business number showed on their caller ID. They became overcome with fear so quickly that they followed the scammer’s orders to the letter. The Hingham police were so sorry about what happened to this couple. They strongly urged people to not rely on caller ID “since it can be altered to display any name or telephone number.” That is 100 percent true. Read even more information at mytrendingstories scams.
Mytrendingstories.com discuss how to avoid scams: Say you come across an ad for 95% off your favorite item. You click on the ad and are taken to a website where you can shop for deals. You subsequently put in your personal information to redeem the ad and get your product. At that point, the scammer has got your information and will leave you high and dry. If you’re skeptical of a deal, see what the item is selling for at other retailers. Conducting a simple price comparison can help you spot if the deal is truly legitimate or just an attempt to lure in you into throwing money at a product or service that doesn’t exist. Be careful when using a public Wi-Fi connection, and avoid it completely if you intend to buy products and enter payment information. The chance for identity theft increases when using public Wi-Fi. Sometimes online criminals will set up a similar Wi-Fi network to the one you’re expecting to use, hoping you’ll connect to it, according to AARP. If you do need to use public Wi-Fi, make sure you’re also using a virtual private network.
What To Do If You Think You’re The Victim Of A Scam: If you suspect that you are a victim of a scam, alert your local sheriff’s department to make a report. Secure all your bank accounts. Call the number on the back of your bank card to explain why you suspect you may be experiencing fraud, and they will walk you through the next steps to take. The faster you act, the more likely you are to resolve the issue. For online victims, change all passwords immediately. Contact the three major credit bureaus to have a fraud alert placed on your account, adding a security freeze. Scams no longer target just the gullible. They still come in letters, texts and calls, but more crooks are now looking online for the chance to get their hands on your hard-earned cash. There are increasingly sophisticated ways scammers try to target YOUR cash. This guide explains what to look out for, how to protect yourself, and what to do if you’re a victim of a scam. See more information on What is mytrendingstories.