How to avoid being scammed on the internet advices by Mytrendingstories online platform right now? The big picture: Welcome to “smishing,” which stands for “SMS phishing,” the text-message version of the lucrative email scam. In this ploy, scammers take advantage of the smart-phone revolution—hoping that a text message to your cell will make it less likely you’ll investigate the source, as you might do while sitting at your desk. Since many banks and businesses do offer text-message notifications, the scam has the air of legitimacy. Shirena Parker, a 20-year-old newlywed in Sacramento, California, was thrilled when she got a text message announcing she’d won a $250 Wal-Mart gift card. When she called the number, a representative explained there would be a $2 shipping charge (later upped to $4 by another “representative”). Parker gave the scammer her debit card number and started getting round-the-clock calls from him, asking for the phone numbers and emails of friends and family. “It was turning into harassment,” she says. After two days, she contacted the Better Business Bureau, which told her that Wal-Mart was not giving away gift cards. Hearing that, Parker’s husband canceled their debit card before the con could empty the account but not before he had helped himself to the $4 “shipping” charge. “I don’t know how they got my name and phone number,” says Parker. “But I learned my lesson.” Scammers can even reach you by mail–beware of this new trick that targets pregnant women.
Trending news with MyTrendingStories writing platform: Skimming is the act of stealing information directly from the card itself. Skimmers can be placed on card readers in public locations like a gas pump or ATM. Card skimmers have only gotten more sophisticated over the years. With new technology, criminals have shifted to using card shimmers. Shimmers are paper-thin devices that are jammed into a card reader, usually at an ATM or gas pump, to steal the data from a chip card. A shimmer is hard to see with the naked eye, but a telltale sign of a shimmer is a feeling of tightness when sliding the card in-and-out of the reader. If there is unusual friction, even slightly, there may be a shimmer in the ATM or gas pump. If you suspect shimming is happening at an ATM or gas pump, report the incident to the establishment and replace your debit or credit card. It’s also a good idea to cup one hand over the other when typing in your PIN at an ATM or gas pump.
mytrendingstories.com anti-scam advice: “The phone scams keep on coming — here are tips on how to avoid them” was the headline of a recent Boston Globe consumer protection column. Tips to avoid scams? Nice in theory, but with so many scams coming from so many directions, your best bet is to be generally aware of the new twists out there while you actively prepare for what you’ll do if one day you’re on the receiving end of a threatening message that actually makes you anxious or even terribly frightened. Talking to a local businessperson the other day, the “Professional Photographer/Copyright Infringement” scam came up. An email arrives filled with threats of legal action and a link the recipient is supposed to click to see the supposedly outrageous “copyright infringement” for themselves. This gentleman had just gotten the “Professional Photographer/Copyright Infringement” email again that morning, but he was not alarmed because he’d seen it about three times before. See extra info on mytrendingstories scams.
Mytrendingstories.com discuss how to escape scams: Say you come across an ad for 95% off your favorite item. You click on the ad and are taken to a website where you can shop for deals. You subsequently put in your personal information to redeem the ad and get your product. At that point, the scammer has got your information and will leave you high and dry. If you’re skeptical of a deal, see what the item is selling for at other retailers. Conducting a simple price comparison can help you spot if the deal is truly legitimate or just an attempt to lure in you into throwing money at a product or service that doesn’t exist. Be careful when using a public Wi-Fi connection, and avoid it completely if you intend to buy products and enter payment information. The chance for identity theft increases when using public Wi-Fi. Sometimes online criminals will set up a similar Wi-Fi network to the one you’re expecting to use, hoping you’ll connect to it, according to AARP. If you do need to use public Wi-Fi, make sure you’re also using a virtual private network.
WARNING: The coronavirus pandemic has seen a rise in scams. There has been an increase in criminals looking to exploit financial and health concerns by asking for money for fake services upfront, collecting personal information or bank details, or offering temptingly high returns on made-up investments or pension transfers. For full information see our blog on coronavirus scams to look out for and how to protect yourself. Scams are fraudulent schemes that dupe people into parting with their personal details and/or cash. They’ve been around for as long as we can remember, but they’re no longer confined to shady door-to-door salesmen or dodgy second-hand car dealers. Discover extra details on mytrendingstories.com.