Excellent residential real estate Bangalore today? This mega township shelters 3000 plus Apartments, 140 plus Villas, and 150 plus plots. It has residential complexes ranging from high-rise apartments, group housing societies to luxurious independent villas. Prestige Group, the promoter of Prestige City Sarjapur Road has paid attention to every minute detail, from conveniences, construction, maintenance to safety, while creating this world-class community living space. This township is covering 180 acres of land with numerous residential sections. It consists of 1 BHK, 2 BHK, and 3 BHK apartments along with 3 BHK and 4 BHK villas. Discover more details at Prestige City Sarjapur. Moreover, Prestige City Sarjapur Road is also decked with a well-armed clubhouse which is appropriate to occupy you with a fully equipped gym, indoor/outdoor games, mini theatre, and separate swimming pools for adults & kids and a yoga/aerobics deck. Full-fledged facilities of indoor games arena like table tennis /billiards/card room, kid’s play zone with sandpit, etc. also increase the beauty of Prestige City.
While you might have your hands full with an overzealous real estate agent, it’s important not to neglect your mortgage homework. Mortgages are often just mailed in, with little attention given to where they are originated. Your real estate agent will have their preferred lender that you “really should consider using because they’re the best,” but you don’t have to use them or even speak to them. I’ll typically say get a quote from them as a courtesy to keep things amicable, and to appease your agent, but also shop around with other banks, credit unions, lenders, and mortgage brokers. At the same time, think about how you want to structure the mortgage, including down payment, loan type (FHA or conventional), and loan program. The 30-year fixed isn’t always a no-brainer, though right now it’s a tough argument to go against it.
When looking at homes, you should seriously consider ignoring paint and landscaping. These are two items that are easy to fix, and they should not impact your decision making when purchasing a house. If the home has a terrific location and the paint/landscaping is poor you shouldn’t rule it out, you have to be able to envision what the house will look like when you move in and make changes. A lot of time buyers will not be able to overlook paint or landscaping and this gives an opportunity for others who know how easy it is to fix. Location is something you can’t change, paint and landscaping is something you can.
Start Investing: Investing is one of the best ways to increase your net worth, but a lot of people stay away from it because they’re scared of losing money. So instead of investing, they keep their money in a savings account. That’s great, and you should have some money in a savings account for emergencies, but the truth is: Money in a savings account loses value over time. See, the average savings account has a very tiny 0.06% APY (annual percentage yield), while inflation is around 1.7%. That means that each year, the money you have in a savings account is going to have less and less buying power. So, what can you invest in to stay ahead of inflation? Here are some options: Real estate, Peer-to-peer lending, Exchange traded funds (ETFs), Stocks.
Once you select a lender, you should speak with a loan officer as quickly as possible. At this point, there is one thing you should know. Pre-qualifying means absolutely nothing. All pre-qualifying does is determine the amount of the loan you could qualify for based on factors such as your credit, salary, etc. It does not guarantee that a lender will actually loan you the money. It’s more important to get PRE-APPROVED. Pre-approval means that your application has been submitted to a lender who is willing to extend you a specific loan amount, pending a property and appraisal. Being pre-approved lets you know that you won’t be denied for a loan, and it also provides you with leverage to negotiate the purchase price of a home with the seller. Read even more info on https://prestigecity.in/.